Pay My 2290 Today: Avoid IRS Late Penalties
Need to pay your Form 2290 today and get your Schedule 1 fast? You are in the right place. If you are coming up on a renewal, just bought a truck, or realized you missed a deadline, e-filing now can stop penalties from growing and keep your tags and IFTA on track.
At Simple Form 2290, an IRS-authorized e-file provider, you can file in minutes and receive your IRS-stamped Schedule 1 almost instantly after IRS acceptance. Below is exactly what to do, how IRS penalties work, and how to choose the best payment method today.
What you need to pay 2290 right now
Gather these details before you start so you can finish in one sitting:
- EIN, not an SSN. If you just got an EIN, the IRS may need up to 14 days to activate it for e-filing.
- Business name, address, and contact details (must match IRS records).
- First Used Month (FUM) for each vehicle in the current tax year.
- VINs, 17 characters each.
- Taxable gross weight category and logging status.
- Your preferred IRS payment method (Direct Debit, EFTPS, or credit/debit card).
If you are not sure how much you owe, see our step-by-step guide to calculations in How to Calculate Form 2290.
Deadlines that drive your “pay my 2290” decision
Form 2290 covers the tax year from July 1 through June 30. Your return and payment are due by the last day of the month following the vehicle’s First Used Month.
- Example 1: First used in July, due by August 31.
- Example 2: First used in December, due by January 31.
Vehicles that will run 5,000 miles or less in the tax year (7,500 for agricultural) can be reported as suspended, which generally means no tax due, but you still file to get a valid Schedule 1 and to keep DMV registration trouble free. Learn more in Form 2290 Category W and Who Must File Form 2290.
IRS late penalties, explained simply
If you miss your due date, the IRS can charge penalties and interest until you file and pay. The figures below are based on IRS rules and can apply to Form 2290 when tax is due.
| Penalty or interest | What it is | Typical rate and cap | Notes |
|---|---|---|---|
| Failure to file | Return filed after the due date | Generally 5 percent of unpaid tax per month or part of a month, up to 25 percent | When both filing and payment penalties apply for the same month, the filing penalty portion is reduced, which often shows up as 4.5 percent plus 0.5 percent in practice. See IRS guidance. |
| Failure to pay | Tax not paid by the due date | 0.5 percent of unpaid tax per month, up to 25 percent | Continues each month until the IRS considers the tax paid. |
| Interest | Charged on unpaid tax and penalties | Federal rate set quarterly, compounded daily | Accrues until paid in full. |
For details, see the IRS Form 2290 Instructions and penalty rules: IRS Form 2290 Instructions and IRS Penalties and Interest.
Bottom line, if you are late, file today. Each day you wait can increase what you owe and may delay your registration or renewal if you do not have a current Schedule 1.
How to pay my 2290 today on Simple Form 2290
You can finish in minutes. Here is the fastest path to your Schedule 1:
- Create or sign in to your Simple Form 2290 account at simpleform2290.com.
- Enter business and EIN information exactly as it appears with the IRS.
- Select the current tax year, then choose each vehicle’s First Used Month.
- Add vehicle details: VIN, taxable gross weight category, and logging status.
- The system calculates your HVUT automatically. Review for accuracy.
- Choose how you want to pay the IRS (Direct Debit, EFTPS, or credit/debit card).
- Review, e-sign, and submit. Most returns are accepted within minutes.
- Download your IRS-stamped Schedule 1 immediately from your dashboard and keep it for DMV, permits, and fleet records.
If you need to add multiple trucks, use bulk vehicle filings in your fleet dashboard to save time.
Choosing the best IRS payment option for you
You can e-file your return and then pay the IRS using one of these methods. Pick the one that fits your cash flow and timing.
| Payment method | How it works | Speed | What you need | Fees |
|---|---|---|---|---|
| Direct Debit (EFW) | Enter bank routing and account during e-file, IRS pulls the amount on the date you specify | Fast and automatic | Routing and account numbers, sufficient funds | No IRS fee |
| EFTPS | Schedule your payment at the U.S. Treasury’s EFTPS site | Same day if scheduled by evening cutoff, otherwise next business day | EFTPS enrollment and login | No IRS fee |
| Credit/Debit Card | Pay through an IRS-approved card processor | Immediate authorization | Card details | Processor fees apply |
Helpful links from the IRS: EFTPS, Ways to pay the IRS.
Note, if you prefer check or money order, the IRS requires a payment voucher, and it will take longer. EFW, EFTPS, or card is usually best when timing matters.
Already late? Do this today
- File now, even if you cannot pay in full. Filing stops the higher failure-to-file penalty from piling up.
- Pay what you can today. Interest and the smaller failure-to-pay penalty continue only on the unpaid balance.
- If needed, explore IRS payment plans. Many taxpayers can set up an agreement online after filing. See IRS Payment Plans.
- If you have reasonable cause for filing late, you can request penalty relief from the IRS. File first, then submit your explanation and supporting documents.
Avoid common rejects and delays
Small mistakes can slow everything down. Double check these before you submit:
- EIN and business name must match IRS records exactly.
- VINs are 17 characters, no O or I letters, use zeros and ones where appropriate.
- First Used Month is correct for each vehicle; this drives the tax due date.
- Bank information or card details are accurate if you choose EFW or card payment.
If you discover an issue after filing, you can fix it online:
- Wrong VIN on an accepted return, file a free VIN correction. See How to do VIN Correction for Free.
- Increased weight or exceeded suspended mileage, file an amendment and pay the difference. See Form 2290 Amendments.
- Overpaid or duplicate paid, consider a refund claim. See Form 2290 Refund.
Why truckers and fleets choose Simple Form 2290
- IRS-authorized provider with a step-by-step guided process.
- Instant Schedule 1 delivery after IRS acceptance.
- Affordable flat pricing and no surprise add-ons.
- Bulk vehicle filings and a fleet management dashboard that stores VIN lists and prior-year returns for quick retrieval.
- Professional support when you need it, in English and Spanish.
- Secure data handling and easy access to past filings whenever you need them.
Quick examples: how much do I pay?
Your HVUT depends on taxable gross weight, logging status, and the month first used. Non-logging vehicles over 75,000 pounds are typically $550 for a full year, logging vehicles are reduced. If you started mid-year, the tax is prorated based on the FUM.
See full tables and examples in How much is the 2290 tax in 2024? and our overview of Form 2290 Requirements.
Frequently Asked Questions
Can I pay my 2290 online today and get my Schedule 1 right away? Yes. E-file with Simple Form 2290 and choose an IRS payment method. Most filings are accepted within minutes, and your stamped Schedule 1 is delivered to your dashboard and email immediately after IRS acceptance.
What are my options to pay the IRS for 2290? You can pay by Direct Debit (EFW), EFTPS, or credit/debit card through IRS-approved processors. EFW and card are the fastest to set up during e-file. EFTPS is also fast if you already have an account.
I am already late. Should I still file if I cannot pay in full? Yes. Filing now stops the higher failure-to-file penalty. Pay what you can, then consider an IRS payment plan for the balance. Interest and the smaller failure-to-pay penalty will continue until paid in full.
I just got an EIN. Why will not my return go through? The IRS may need up to 14 days to activate a new EIN for e-filing. Once active, you can submit your 2290 online. Double check that your legal name matches exactly with IRS records.
Do suspended vehicles have to file if there is no tax due? Generally yes, you still file to report the vehicle as suspended, then you receive a stamped Schedule 1. If the vehicle exceeds the mileage limit later, file an amendment and pay the tax at that time.
Can I correct a VIN or weight after I filed? Yes. Submit a VIN correction for a typo or an amendment for weight increases or when a suspended vehicle exceeds mileage. You can do both online via Simple Form 2290.
Will the DMV accept my electronic Schedule 1? Yes. The stamped Schedule 1 you download from Simple Form 2290 includes an IRS e-file watermark and is accepted by DMVs and permitting offices nationwide.
Where can I read the official IRS rules? See the IRS Form 2290 Instructions and the IRS page for Heavy Highway Vehicle Use Tax.
File and pay your 2290 now
Avoid penalties, keep your registration moving, and get your Schedule 1 in minutes. Start your filing at Simple Form 2290 and choose the payment method that works best for you. If you need help, our support team is ready to assist in English or Spanish.
